Abraham wrote:No one's angry, just need clarification.
"A personal liability policy. Yes, an umbrella policy. "
Which one are you referring too?
Plus not being up on insurance lingo, I don't one policy from the other, or if in fact, they are one in the same...
Hhmmm, you wouldn't by chance work for the insurance industry would you?
Just kidding!
lol No.
The term may depend on your carrier. I can't be any more clear on what my policy is called, Personal Liability which is in "Other Insurances" (aside from Homeowners, Auto, Life and Annuities), all are encompassed by the heading 'Umbrella'.
If you aren't familiar with insurance lingo I would recommend you take a look through what your carrier provides to get an idea of what will work for you.