GlockenHammer wrote:I spoke with a manager at my local 30.06 posted CU. She claimed it was required to get the FDIC insurance. Others here have said the "requirement" to post is bogus. I wonder if the banks/CUs aren't mis-interpreting some real language. If we can identify that language and make a broad campaign to educate our local banks, we and our money might all be safer.... I'll stay tuned here to see if any of you dig up any real facts in the matter.
GH
If this is exactly what she said (ref: FDIC) she is woefully misinformed. FDIC has no connection with credit unions. They have their own agency and deposit insurance program, NCUA.
I formerly managed a small credit union, after serving as their board president for several years. I left a few years after Texas got its CHL program, but up until the time I left, I never saw any NCUA requirement to bar CHL's. Not to say it couldn't have happened more recently, but I seriously doubt it.
GlockenHammer wrote:I spoke with a manager at my local 30.06 posted CU. She claimed it was required to get the FDIC insurance. Others here have said the "requirement" to post is bogus. I wonder if the banks/CUs aren't mis-interpreting some real language. If we can identify that language and make a broad campaign to educate our local banks, we and our money might all be safer.... I'll stay tuned here to see if any of you dig up any real facts in the matter.
GH
If this is exactly what she said, she is woefully misinformed. A credit union has nothing to do with the "FDIC" program, as they are governed under the NCUA. A knowledgeable CU staffer would not refer to any FDIC regs.
I retired from managing a small credit union a few years after Texas got its CHL program. I can't say that NCUA hasn't set some contrary policy since then, but in the first few years it was strictly a specific policy of that CU if CHL holders were barred.
mec wrote:The Manager of the Fedelity State Bank of Texas at Lake Shore drive and north 19th street in Waco 30:06ed his bank just as soon as the law passed. One of the customers had a business up the street and regularly made evening deposits there. He complained and the bank manger told him that the signs were required by the state banking commission.
The customer knew this wasn't true and so did the bank manager. When he threatened to move his account, the manager told him that he could carry his gun in just as long as he didn't try to stop any bank robberies with it.
This person may be setting himself for a problem. If anything ever happens, the 30.06 sign is there. I doubt that the bank manager will admit telling him that, and then the business owner is in the deep stuff.
nemesis wrote:Was it actually a legal PC 30.06 notice or just a generic "no guns" sign?
I don't know if I have ever seen a legitimate PC 30.06 but I see a lot of valueless "no guns allowed" signs around here.
I was in the bank today, well armed, but I didn't see the almost invisible "crossed out pistol" decal on the door. I follow the law when the law is posted but I pay no attention to trivia or notices of no consequence.
No, these were real honest to goodness 30.06 signs in both English and Spanish and may have only been at the particular branch I was visiting at the time.
I am going to look farther into this.
After checking the entrance of several branches of the bank in question it seems the problem is only those branches inside the city limits of Beaumont. The branch in Vidor has no signs posted nor do any of the branches that are in buildings owned by others. (They have branches in the local Super Walmarts and some supermarkets.) Since I live in Vidor, and the branch here is unposted, I guess I'll keep my money here. I think it may be a individual branch manager option rather than corporate policy.
"To disarm the people is the best and most effectual way to enslave them."
George Mason
Texas and Louisiana CHL Instructor, NRA Pistol, Rifle, Shotgun, Personal Protection and Refuse To Be A Victim Instructor
Would this be a good time to contact some local lawmakers regarding clarifying this? Suzanna Gratia Huff is actually from Friendswood although she represents a central Texas district. The session is just cranking up and this might be a good time to get this issue into session for clarification. If the Banks and/or CU's don't know, as we don't, maybe we need to learn in order to educate them. If it's not clear, let's help clear it up.
It's good to note that the other bank I use on occasion is "Texas Bank" in Fort Worth and they do not have any 30.06 postings. Maybe I should move everything from the Educational Employees Credit Union where they have 30.06 posted at the main downtown office and the silly no firearms sign at the Weatherford branch. Vote with your dollar, so to speak !
:)
GlockenHammer wrote:I spoke with a manager at my local 30.06 posted CU.
Guess what? The 30.06 signage on the JSC Federal Credit Union isn't completely 30.06! I finally printed the language and stood there and compared them. It's almost the same, but it references some section 36eee of the law. I bet this is some older revision of the 30.06 post language or something. In any event, I think I'm going to forget that I ever had verbal notification and recognize the signage as not meeting 30.06 and carry accordingly. Chas, if I ever get arrested for carrying in there, delete this post. ;)
Hmmmm,
Makes me wonder, has anyone else ever wrapped up and stored a pistol in your safe deposit box in a CU or Bank ? Anyone think this is a "bad" idea ?
Just curious and sleepy this morning :)
I stored a revolver and a pistol in a safe deposit box in a bank, years ago. Was going to be "gone" out-of-town for an extended period and wanted the guns to be safe. No one ever said anything. I brought them in a brief case and no one saw them.
These days, I don't know if there are metal detectors at banks or what.
The bank managers know there is no state or federal law or regulation requiring posting anit-gun signs. they merely lack character and are passing the buck.
I stored a revolver and a pistol in a safe deposit box in a bank, years ago. Was going to be "gone" out-of-town for an extended period and wanted the guns to be safe. No one ever said anything. I brought them in a brief case and no one saw them.
These days, I don't know if there are metal detectors at banks or what.
Hope this helps.
Regards,
Andrew
we have a bank that gets robbed on a weekly basis. they still don't have any working cameras. when you walk in, there are tons of them, but their recorders don't work so they are useless. and do you know where their first call goes after a robbery? the district manager, the police are second on the list.
I should not reply, as I have no substantive information to add, but the idea of a bank that gets robbed on a weekly basis is too amazing to escape comment!
My older brother once told me to stay out of 1) strange bars on Saturday nights, 2) places where people were engaged in illegal activities, and 3) groups of people of the type prone to becomming a mob if emotions got high. To this list I think I will add banks and perhaps places of worship. Although I suppose the bank of which you write actually fits in category 2...
