Motorists give up privacy to give small $ to Big Brother

[cbr600]

I'd put one on my dog...

"Sir, why do you have insurance on a car you only drive around your backyard for hours on end?"

Sir, we would be happy to insure your Jaguar, Beetle, Fox, Rabbit, Stingray, Barracuda, Impala, Cougar, Bronco, Pinto or Mustang. We'll even write a policy for your "hog" but we can't insure your schnauzer.

[Rex B]

I personally have 3 cars that I drive on a rotating basis, more or less. 2 of them see about 5000 miles a year, maybe less.
I also have a spotless driving record, both for citations and claims. High credit score, no young drivers in the house, etc.
I'm about as low a risk as there is.
So I'm actively shopping for usage-based coverage at a price that reflects the small risk I pose.

Some of my insurance is currently with Progressive, but I'll never take a monitoring device.
It's not necessary. Every year my state inspection station records the mileage on an official document.
All they need to require is a photocopy of the annual inspection report.

And no, I don't use loyalty cards either. I shop at stores that do not require them, and avoid those that do.