When at a bank and ask for 2 forms of ID..

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x007x
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When at a bank and ask for 2 forms of ID..

Post by x007x »

Hello, when you have gone to the bank and they require 2 forms of ID to withdraw; has anyone used the CHL as one of those IDs? Just curious. I thought up of a scenario if the teller would say something to the supervisor or bring attention to the CHL and think I am carrying and i'll have that mess to deal with. Has anyone else thought of something like this happening?
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Teamless
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Re: When at a bank and ask for 2 forms of ID..

Post by Teamless »

I have used my CHL as a 2nd ID, with no issues
realistically, how many ID's does a person have
I have 3 - DL, CHL and Passport, but never carry the passport.
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74novaman
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Re: When at a bank and ask for 2 forms of ID..

Post by 74novaman »

Yes, I've done it several times.

Got into a nice discussion with a banker about carry options one time. I had a .357 in my pocket. He had a 9mm Keltec IWB. We got along just fine. :cool:
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Re: When at a bank and ask for 2 forms of ID..

Post by x007x »

Thanks for the info.
I have 3 also, but the passport stays at the parents due to I'm not leaving the country anytime soon....Damn parents and their Italy trip. :grumble
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Re: When at a bank and ask for 2 forms of ID..

Post by AEA »

TXDL and Bank Debit Card.
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Re: When at a bank and ask for 2 forms of ID..

Post by Teamless »

AEA wrote:Bank Debit Card.
is not an ID and while some banks will accept that, for certain transactions, you need 2 governmental photo IDs
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74novaman
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Re: When at a bank and ask for 2 forms of ID..

Post by 74novaman »

Teamless wrote:
AEA wrote:Bank Debit Card.
is not an ID and while some banks will accept that, for certain transactions, you need 2 governmental photo IDs
So how to people without a CHL or passport manage those transactions? What other forms of ID can be issued besides drivers license?
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Re: When at a bank and ask for 2 forms of ID..

Post by puma guy »

74novaman wrote:
Teamless wrote:
AEA wrote:Bank Debit Card.
is not an ID and while some banks will accept that, for certain transactions, you need 2 governmental photo IDs
So how to people without a CHL or passport manage those transactions? What other forms of ID can be issued besides drivers license?
You do not need to have two ID's to cash a check. I challenged this once when I cashed a check my renter gave me. There is no legal requirement to have two photo ID's for a transaction. They said I could use a credit card. "rlol" I said only if they let me have a credit card number from one of them. They tried to give me grief but when I pointed out that their "policy" is not posted nor printed on the check, a legal banking instrument that regulations require to be honored. I informed the manager I would be happy to report the failure to honor the check to the authorities. They then wanted a right thumb print. It was very obviuos I was wearing compression gloves on both hands for a dibilitating medical condition so I offered a nose print. They were not amused but I got my money and insisted the authenticate the bills with their anti-counterfiet pen. They were not happy but I was smiling as I left.
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Re: When at a bank and ask for 2 forms of ID..

Post by x007x »

School ID--Photo ID, I think having your social security card with you might even pass at some banks as log as you have 1 ID.
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Re: When at a bank and ask for 2 forms of ID..

Post by Teamless »

74novaman wrote:So how to people without a CHL or passport manage those transactions?
That is a good question.
I have only need 2 photo ID's 2 times.
1 time was before I had my CHL, but had my passport, and the other was after I received my CHL, so I used that.
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x007x
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Re: When at a bank and ask for 2 forms of ID..

Post by x007x »

puma guy wrote:
74novaman wrote:
Teamless wrote:
AEA wrote:Bank Debit Card.
is not an ID and while some banks will accept that, for certain transactions, you need 2 governmental photo IDs
So how to people without a CHL or passport manage those transactions? What other forms of ID can be issued besides drivers license?
You do not need to have two ID's to cash a check. I challenged this once when I cashed a check my renter gave me. There is no legal requirement to have two photo ID's for a transaction. They said I could use a credit card. "rlol" I said only if they let me have a credit card number from one of them. They tried to give me grief but when I pointed out that their "policy" is not posted nor printed on the check, a legal banking instrument that regulations require to be honored. I informed the manager I would be happy to report the failure to honor the check to the authorities. They then wanted a right thumb print. It was very obviuos I was wearing compression gloves on both hands for a dibilitating medical condition so I offered a nose print. They were not amused but I got my money and insisted the authenticate the bills with their anti-counterfiet pen. They were not happy but I was smiling as I left.
:thumbs2:
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Re: When at a bank and ask for 2 forms of ID..

Post by x007x »

My bank posts a sign that says 2 IDs required, I have 3 on my so nothing for me to worry. School, Drivers, CHL.
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Re: When at a bank and ask for 2 forms of ID..

Post by RottenApple »

74novaman wrote:So how to people without a CHL or passport manage those transactions? What other forms of ID can be issued besides drivers license?
Most (<- key word) business will use the DHS I-9 form's list ID documents.
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Re: When at a bank and ask for 2 forms of ID..

Post by puma guy »

x007x wrote:School ID--Photo ID, I think having your social security card with you might even pass at some banks as log as you have 1 ID.
There is no way you should ever show your ID and a SS# to anyone. I don't even carry a SS card. Everyone makes the assumption they are safe because it's a bank. NOT!
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Re: When at a bank and ask for 2 forms of ID..

Post by n5wd »

As a matter of fact, I did use my CHL as a 2nd form of ID at a bank last week. I was recently elected as VP/treasurer of a local ham radio club, and had to go to the bank to sign all the documents so that I can take care of the club's money. The assistant manager didn't blink at the CHL. Of course, in that small town, I'd bet mine wasn't the first CHL she had seen being used as ID. :tiphat: And that bank doesn't post 30.06, either.
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