Employer liability in gun free zone?

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smoothoperator
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Re: Employer liability in gun free zone?

Post by smoothoperator »

JALLEN wrote:My guess is that for the most part this is driven by insurance policy considerations. If they do not have a policy to ban guns, the premium goes up.... something like that. Ban guns, save money on premiums.
Maybe in Kalistan but I remember some commercial insurance agent in Texas debunked that myth a while ago.
smoothoperator
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Re: Employer liability in gun free zone?

Post by smoothoperator »

I found this quote in a campus carry thread from last year.

“In all my years of writing commercial insurance for businesses, schools, churches, and the like, I have never had an underwriting questionnaire ask or even allude to whether or not the insured allows CHL holders to carry on the premises. I inquired of my underwriters, and not one indicated that this had ever been an underwriting question.” - Robert Greene (concealed handgun instructor, former police officer, and licensed insurance agent)
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C-dub
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Re: Employer liability in gun free zone?

Post by C-dub »

It's the speculators. They aren't looking at actual facts, just speculation. And,unfortunately, they're wrong.
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Jaguar
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Re: Employer liability in gun free zone?

Post by Jaguar »

Unfortunately my employer has the same mind set, no guns allowed in the building, parking lot, company vehicles, or private vehicles while on company business. I have always tried to obey the rules, and when the parking lot law went into effect, I approached our HR person, asking if they knew the law had changed and the handbook still said no weapons in the parking lot (or even not in the parking lot - they were trying to make it against the rules to park next door in a public lot and walk over.) The reaction I received disheartened me, they were aware of the "crazy law" and were looking to change the handbook, but had to discuss it with the lawyers first. I knew right then any further discussion would be pointless, but since they acknowledged the law stated employees were allowed to keep guns in their vehicles, I now do so on a regular basis even if they have yet to change the handbook.

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JALLEN
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Re: Employer liability in gun free zone?

Post by JALLEN »

smoothoperator wrote: Maybe in Kalistan but I remember some commercial insurance agent in Texas debunked that myth a while ago.
That would be gratifying indeed. In California, the likelihood of encountering a CHL holder is about the same as expecting Big Foot and the Abominable Snowman to both appear for dinner dressed in identical pink tutu's. Last I heard, there are fewer than 2000 permits in San Diego County, and we have no law similar to 30.06 whereby a business can legally make its gun ban effective as a criminal matter. As a CHL holder, I could go anywhere but bars, certain government buildings or facilities.

Costco forbids possessing a gun in its stores but there is no enforcement possible except to ask you to leave, and cancel your membership, IF they discover it. I don't know of any others. I carried in my bank, Walmart, Albertson's, everywhere I happened to go except the courthouse and airport. There is little point in having a company policy since virtually none of the employees can get CHLs anyway. In San Diego, every CHL holder I have ever met is a business owner. I had to have the approval of the board of directors when I got mine, easy enough since the board was me and my wife. So having legally possessed weapons may never come up as an insurance issue here.
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rm9792
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Re: Employer liability in gun free zone?

Post by rm9792 »

balk-a-nite wrote:its just a matter of time before we are Robbed at gun point or a crazed un happy customer starts shooting the place up!!! :fire
Wont happen. Theres a policy.....
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Re: Employer liability in gun free zone?

Post by GhostTX »

FYI. NRA is looking for help to "crack down" on companies that are ignoring the parking lot law. Basically, shoot them an email with proof of the offending company.

http://www.nraila.org/legislation/state ... n-law.aspx" onclick="window.open(this.href);return false;
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